Most consumers do not obtain their annual credit report or participate in credit monitoring offered by credit reporting agencies and financial institutions. In 2010, only about 16 million American consumers checked their credit for free through one of the big three credit bureaus. Many possess inaccurate beliefs about their creditworthiness despite the availability of free … Continue reading Webinar: What Motivates Consumers to Check their Credit?: Evidence from a Field Experiment
Madelaine L’Esperance
Madelaine L’Esperance
Assistant ProfessorDepartment of Consumer ScienceUniversity of Alabama mlesperance@ua.edu Areas of Research Interest: Household Finance, Financial Education, Social Welfare Policy, and Intergenerational Mobility. More Information Previous Return to Fellows Next
Webinar: CFS Presents “The Effects of Access to Banking Services on Elementary Students’ Financial Learning: A Field Study”
The Center for Financial Security held a webinar on April 24, 2018, which explored findings from a field study examining the effects of access to financial services on elementary students' financial learning. The field study describes two school-based savings programs targeted to elementary-age students. Using differential access to school branches, as well as randomized seed deposits for … Continue reading Webinar: CFS Presents “The Effects of Access to Banking Services on Elementary Students’ Financial Learning: A Field Study”
University of Wisconsin-Madison Center for Financial Security 