Carol Bralich

Human Development & Relationships Educator
Washington County

carol.bralich@wisc.edu



Financial Security Work: Carol Bralich, Associate Professor, is the Human Development & Relationships Educator for the University of Wisconsin-Extension Washington County. Carol’s research and outreach have included focusing on building family financial capability skills with various audiences and strengthening relationships within family serving organizations in the community.  Carol has been coordinating and teaching financial capability programs in Washington County for the past 7 years (and 3 years prior in Ozaukee County) for families and individuals associated with a variety of partners including Head Start, Casa Guadalupe Education Center, Workforce Development Center and Washington County Jail Administration. Financial topics discussed include spending plans, tracking expenses, setting financial goals and credit. Head Start families receive 8 monthly financial newsletters during the school year, with opportunities to attend financial programs. She also offers financial coaching sessions for individuals who would like support in reaching their financial goals. Carol has provided financial capability training for social workers and home visitors in Washington County as well as co-facilitated over 5 statewide UW-Extension financial coaching trainings with Peggy Olive, UW-Extension Financial Capability Specialist and the UW-Madison Center for Financial Security.

In addition, Carol is the current chair of the Washington County Money Smart Week Planning Committee with area financial institution representatives,  consumer credit counseling services agency and community libraries. This financial literacy campaign is held every April with adult and child financial workshops which are open to the public. She provides leadership in fund development and facilitation. She also coordinates efforts to increase the number of people who access their free credit reports by promoting UW-Extension’s “2/2, 6/6, 10/10 Credit Campaign” in Washington County.

For over 5 years, Carol co-chaired the statewide UW-Extension Family Financial Security Team, providing leadership and coordination for various financial team workgroups’ programming and evaluation efforts. Carol’s Masters of Science degree is in Family & Consumer Sciences from the University of Wisconsin-Stout.

More Information


Todd Wenzel

Associate Instructional Specialist
Winnebago County

todd.wenzel@wisc.edu



Financial Security Work: Wenzel is currently working with Rent Smart and Money Matters. He offers Rent Smart monthly at various community locations and works with the local housing authority to educate their clients. Wenzel will be conducting program reviews with individuals that take the Money Matters curriculum online and is working with other staff to develop programming that addresses financial knowledge and mental health, possibly including the FINMed education. Additionally, he is also researching the Money As You Grow program to offer it in conjunction with local libraries.  

More Information


Fall 2019 Speaker Calendar

September 19: Melody Harvey, National Poverty Fellow, presents about financial education

September 26: Amanda Bosky, CFS RDRC Postdoc Fellow, presents about early predictors of economic insecurity at midlife

October 3: Chenyuan Liu, PhD Student in Actuarial Science, Risk Management, and Insurance, presents about health insurance plan design

October 10: Sarah Halpern-Meekin, Associate Professor of Human Development and Family Studies, presents about social poverty

October 17: Ngoc Dao, CFS RDRC Postdoc Fellow, presents Catchup Provision – Saving for Retirement

October 24: Megan Bea, PhD Candidate in Cornell Department of Sociology

October 31: Ngoc Dao, CFS RDRC Postdoc Fellow, presents about Minimum wage & Home Health Cost among the Elderly

November 7: Yiwei Zhang, Postdoctoral Research Fellow with the Center for Decision Research at the University of Chicago, presents about budgeting

November 14: Emilia Tjernström, Assistant Professor of Public Affairs and Agriculture & Applied Economics

November 21: Jordan van Rijn, Senior Economist for the Credit Union National Association (CUNA) and Associate Lecturer at the University of Wisconsin-Madison’s department of Agricultural and Applied Economics, & Kangli Li present about credit Union Concentration & Household Outcomes

December 5: TBD


Fall 2016 Speaker Calendar

September 15: Drew AndersonFinancial Aid for College

September 22: Michael Collins – Evaluation of My Classroom Economy 

September 29: Justin Sydnor – Simplifying Health Insurance

October 6: Rourke O’BrienDisparate Impact? Race, Sex, and the Use of Credit Reports in Hiring

October 13: Kegon TanSocial Security Notch

October 27: Kuan LiuTime to Repay or Time to Delay? The Effect of Having More Time Before a Payday Loan is Due

November 10: Carly UrbanCan Financial Education in High School Affect Aid Packages for College Freshmen? 

November 17: SaradaEntrepreneurship and Wealth Mobility

December 1: Cliff Robb – College Student Financial Behavior: A Social Cognitive Approach

December 8: Madelaine L’esperanceGender and the Division of Household Financial Management 


Spring 2017 Speaker Calendar

February 2: John MullahyAnalyzing Food Insecurity, Multiple Deprivation, and Related Financial Security Outcomes

February 9: Dee WarmathHow Am I Doing?: Financial Well-Being, Its Potential Antecedents, and its Relation to Psychological / Emotional Well-Being

February 23: Dominik PiehlmaierFrom Preschool to Wall Street: The Development of Overconfidence 

March 2: David ElsterBarking Up the Wrong Tree: Revealing the Limitations of Financial Education through a Randomized Controlled Trial 

March 9: Eric Grodsky & Jayme PyneLooking for Debt in all the Wrong Places: The Increasing Role of Graduate Student Borrowing

March 30: Olga KondratjevaBorrowing Sources, Purposes and Household Well-Being: Evidence from Nepal 

April 6: Emily GallagherThe Effects of Health Insurance on Home Payment Delinquency: Evidence from the ACA Marketplace Subsidies

April 7: Olivia MitchellPutting the Pension Back in 401(k) Plans: Optimal versus Default Longevity Income Annuities

April 13: Anita MukherjeeThe Moral Hazard of Lifesaving Innovations: Naloxone Access, Opioid Abuse, and Crime

April 20: Michael Collins – Household Finance and Health: Preliminary Analysis to Design a Therapy Adherence Intervention Using Financial Coaching

April 27: Amrita KulkaBulk Purchases and Consumption Smoothing: Using Tax Policy Changes to Estimate Saving for the Future by Buying Ahead

May 5: Benjamin KeysEyes Wide Shut? Mortgage Insurance During the Housing Boom *Please note this seminar is being sponsored by the Real Estate Department in the WI School of Business and will be held  in Graaskamp 4440 at 10:30-12pm.