Human Development & Relationships Educator
Financial Security Work: Carol Bralich, Associate Professor, is the Human Development & Relationships Educator for the University of Wisconsin-Extension Washington County. Carol’s research and outreach have included focusing on building family financial capability skills with various audiences and strengthening relationships within family serving organizations in the community. Carol has been coordinating and teaching financial capability programs in Washington County for the past 7 years (and 3 years prior in Ozaukee County) for families and individuals associated with a variety of partners including Head Start, Casa Guadalupe Education Center, Workforce Development Center and Washington County Jail Administration. Financial topics discussed include spending plans, tracking expenses, setting financial goals and credit. Head Start families receive 8 monthly financial newsletters during the school year, with opportunities to attend financial programs. She also offers financial coaching sessions for individuals who would like support in reaching their financial goals. Carol has provided financial capability training for social workers and home visitors in Washington County as well as co-facilitated over 5 statewide UW-Extension financial coaching trainings with Peggy Olive, UW-Extension Financial Capability Specialist and the UW-Madison Center for Financial Security.
In addition, Carol is the current chair of the
Washington County Money Smart Week Planning Committee with area financial
institution representatives, consumer credit
counseling services agency and community libraries. This financial literacy
campaign is held every April with adult and child financial workshops which are
open to the public. She provides leadership in fund development and
facilitation. She also coordinates efforts to increase the number of people who
access their free credit reports by promoting UW-Extension’s “2/2, 6/6, 10/10
Credit Campaign” in Washington County.
For over 5 years, Carol co-chaired the statewide UW-Extension Family Financial Security Team, providing leadership and coordination for various financial team workgroups’ programming and evaluation efforts. Carol’s Masters of Science degree is in Family & Consumer Sciences from the University of Wisconsin-Stout.
Associate Instructional Specialist
Financial Security Work: Wenzel is currently working with Rent Smart and Money Matters. He offers Rent Smart monthly at various community locations and works with the local housing authority to educate their clients. Wenzel will be conducting program reviews with individuals that take the Money Matters curriculum online and is working with other staff to develop programming that addresses financial knowledge and mental health, possibly including the FINMed education. Additionally, he is also researching the Money As You Grow program to offer it in conjunction with local libraries.
September 19: Melody Harvey, National Poverty Fellow, presents about financial education
September 26: Amanda Bosky, CFS RDRC Postdoc Fellow, presents about early predictors of economic insecurity at midlife
October 3: Chenyuan Liu, PhD Student in Actuarial Science, Risk Management, and Insurance, presents about health insurance plan design
October 10: Sarah Halpern-Meekin, Associate Professor of Human Development and Family Studies, presents about social poverty
October 17: Ngoc Dao, CFS RDRC Postdoc Fellow, presents Catchup Provision – Saving for Retirement
October 24: Megan Bea, PhD Candidate in Cornell Department of Sociology
October 31: Ngoc Dao, CFS RDRC Postdoc Fellow, presents about Minimum wage & Home Health Cost among the Elderly
November 7: Yiwei Zhang, Postdoctoral Research Fellow with the Center for Decision Research at the University of Chicago, presents about budgeting
November 14: Emilia Tjernström, Assistant Professor of Public Affairs and Agriculture & Applied Economics
November 21: Jordan van Rijn, Senior Economist for the Credit Union National Association (CUNA) and Associate Lecturer at the University of Wisconsin-Madison’s department of Agricultural and Applied Economics, & Kangli Li present about credit Union Concentration & Household Outcomes
December 5: TBD
September 15: Drew Anderson – Financial Aid for College
September 22: Michael Collins – Evaluation of My Classroom Economy
September 29: Justin Sydnor – Simplifying Health Insurance
October 6: Rourke O’Brien – Disparate Impact? Race, Sex, and the Use of Credit Reports in Hiring
October 13: Kegon Tan – Social Security Notch
October 27: Kuan Liu – Time to Repay or Time to Delay? The Effect of Having More Time Before a Payday Loan is Due
November 10: Carly Urban – Can Financial Education in High School Affect Aid Packages for College Freshmen?
November 17: Sarada – Entrepreneurship and Wealth Mobility
December 1: Cliff Robb – College Student Financial Behavior: A Social Cognitive Approach
December 8: Madelaine L’esperance – Gender and the Division of Household Financial Management
February 2: John Mullahy – Analyzing Food Insecurity, Multiple Deprivation, and Related Financial Security Outcomes
February 9: Dee Warmath – How Am I Doing?: Financial Well-Being, Its Potential Antecedents, and its Relation to Psychological / Emotional Well-Being
February 23: Dominik Piehlmaier – From Preschool to Wall Street: The Development of Overconfidence
March 2: David Elster – Barking Up the Wrong Tree: Revealing the Limitations of Financial Education through a Randomized Controlled Trial
March 9: Eric Grodsky & Jayme Pyne – Looking for Debt in all the Wrong Places: The Increasing Role of Graduate Student Borrowing
March 30: Olga Kondratjeva– Borrowing Sources, Purposes and Household Well-Being: Evidence from Nepal
April 6: Emily Gallagher – The Effects of Health Insurance on Home Payment Delinquency: Evidence from the ACA Marketplace Subsidies
April 7: Olivia Mitchell – Putting the Pension Back in 401(k) Plans: Optimal versus Default Longevity Income Annuities
April 13: Anita Mukherjee – The Moral Hazard of Lifesaving Innovations: Naloxone Access, Opioid Abuse, and Crime
April 20: Michael Collins – Household Finance and Health: Preliminary Analysis to Design a Therapy Adherence Intervention Using Financial Coaching
April 27: Amrita Kulka – Bulk Purchases and Consumption Smoothing: Using Tax Policy Changes to Estimate Saving for the Future by Buying Ahead
May 5: Benjamin Keys – Eyes Wide Shut? Mortgage Insurance During the Housing Boom *Please note this seminar is being sponsored by the Real Estate Department in the WI School of Business and will be held in Graaskamp 4440 at 10:30-12pm.