Affiliate Researcher, Stephen Ross, Publishes Article in Housing Policy Debate Journal & Releases Accompanying Policy Brief

Stephen Ross,
Professor of Economics,
University of Connecticut

In their recently published Housing Policy Debate article, co-authors Stephen Ross and Marsha Courchane present an overview of the research on discrimination in mortgage underwriting and pricing, the experiences of minority borrowers both prior to and during the financial crisis, and federal efforts to mitigate foreclosures during the crisis. They discuss the history of legal cases alleging disparate treatment of minority borrowers, and recent cases alleging disparate impact in the wake of the Supreme Court’s Inclusive Communities decision. Using these discussions as a background, Ross and Courchane examine and discuss mortgage regulations issued by the Consumer Financial Protection Bureau following the financial crisis, describe recent developments in the FinTech industry and explore the implications for fair lending policy and minority borrowers more generally. The authors draw conclusions and make recommendations for improving the mortgage market outcomes of minority borrowers and increasing minority borrowers’ access to credit.

CFS receives funding for research on financially vulnerable

Building on the strengths of its affiliates and partners, the Center for Financial Security at the University of Wisconsin–Madison has been awarded a five-year cooperative agreement with the Social Security Administration’s Retirement and Disability Research Consortium.


“This award from SSA is a recognition of UW–Madison’s extensive research and outstanding scholars in the field of aging and disability,” says UW–Madison Chancellor Rebecca Blank. 

The multidisciplinary center, housed in the School of Human Ecology, received the award along with three other RDRC centers at Boston College, the National Bureau of Economic Research, and the University of Michigan.

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Cliff Robb Publishes Paper in Journal of Family and Economic Issues Titled “The Influence of Student Loan Debt on Financial Satisfaction”

Cliff Robb, Associate Professor of Consumer Science and Faculty Director of Consumer Finance and Financial Planning, published a paper in the Journal of Family and Economic Issues, analyzing how student loan debt, both private and public, affects the financial satisfaction of adults, from a sample of ages 18-54. The full paper is now available.  

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The Alliance For The American Dream: DreamUp Wisconsin

Community members and university faculty have a chance to discuss ideas at one of the many community forums held to kick off DreamUp Wisconsin.

The Alliance for the American Dream is a new community-university collaboration funded by Schmidt Futures that aims to promote shared prosperity and increase American competitiveness. The University of Wisconsin–Madison (UW) is one of four public universities chosen by Schmidt Futures to partner in this work.

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